Brewer Micheals and Cain (debt terrorists)

BEWARE!!! If you receive a call from Brewer Micheals and Cain (888-774-1338) refuse to speak to them. They will start out with the usual speech; "Case number blah blah blah.." They will attempt to fool you in believing that they are a law firm with lawyers on the payroll. Do not allow their illegal tactics to scare you. They are simply debt collectors. Under no circumstances should you agree that you owe the debt that they are saying that you owe. Also, do not send them a dime. They will tell you that they will be filing motions in a court of law in regards to the debt in which they are calling in reference to. These are empty threats simply to scare you in sending them money. They have an address that is actually a UPS store in North Tonawanda, New York, between Niagara Falls and Buffalo. P.O. Box 217 North Tonawanda, New York 14120. They are constantly changing the name of their collection company in an attempt to avoid the authorities. They employ ex-cons and other unsavory types to make the collection calls. If you receive a call from them, send them a 'Letter of Validation' via certified mail. You can get a sample letter on the side of my blog here. If after they receive the letter and they persist their calls to you, file an online complaint with the New York Attorney General's office immediately. If you have any questions or wish to share your experience in dealing with these debt terrorists, please do not hesitate in contacting me. You may also leave a comment under this story.

Axxis Biometrics

Imagine not losing your house keys or having to make copies for others ever again. Come see the all new keyless lock brought to you by Axxis Biometrics. Imagine only having to use your finger to enter your home. Come be a part of the latest in technology in security.

First Trade

In these current, unpredictable, economical times, it is very important to invest your hard-earned money in something that gives you piece of mind. First Trade is an online brokerage firm that allows customers to trade Stocks, Options, Mutual Funds, ETFs and Fixed Incomes at competitive costs.
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Flop Turn River.com

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Life Alert

No longer do you have to worry about an elderly person being left home alone. Technology has been developed that will send for help, even if the button on the alert module is not pressed. The Life Alert system detects if a person falls and automatically alerts emergency responders.
Not only does this remarkable advancement in technology possess fall detection; it also has medication reminders, a monitored smoke detector, an inactivity detector and a big 'help' button. Come see why so many senior citizens are utilizing Life Alert. Get peace of mind today.

Gold Coins Gain

In these days of shaky economies and printed money losing value at an extreme rate, gold is one form of currency that should be invested in. There has been no better time to invest in gold than right now. Come see for yourself how beneficial it is to invest in gold and view the trend that Gold is following as opposed to the Dollar.

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Zappos.com/Columbia has everything you could ever desire

Have you ever dreamed of a single source where you can get anything you you have ever wanted? Well there is such a source, and that place is Zappos/Columbia. Come look through the endless list of items that are available at low prices and can be shipped anywhere, for free, World-wide. Don't allow yourself to miss out on this incredible opportunity to experience online purchasing with the utmost ease and piece of mind. Come see for yourself and you will be amazed at what you have been missing out on. Visit Zappos/Columbia now!!!

Plumbing and Heating issues? Don't let your money go down the drain

I have worked in the Plumbing and Heating trade for years; both in commercial and residential settings. I have witnessed many times, my employer(s) ripping off customers. I was extremely ashamed at this practice, although I refused to ever take part in it. If you are ever in need of plumbing and heating assistance, first research who you can trust more than others. Check with the Better Business Bureau and perhaps other homeowners who have utilized specific companies in the past. Below I will list immoral and/or illegal practices that I have witnessed during my time in the trade.

1. Charging you, the customer, for a permit that was never obtained. In many cities and towns, the law requires a work permit to be obtained before any work requiring a permit, is begun. In Anchorage, Alaska, for example, a permit is required when changing out a water heater. I have witnessed many water heaters being changed out, yet no permit on site. When inquiring with my employer to why a permit was not on the work premises, I was told that a permit was being obtained as we spoke. I can tell you that the permit charge was on the bill and presented to the unsuspecting customer, but no permit was ever seen by myself.

2. Parts costs. Here is where anyone not familiar with plumbing items can really be taken to the bank, so to speak. Lets say for example that you are having an issue with your baseboard heating. In this case, you are having either constant heat or no heat at all. Most plumbers or heating technicians will first check to see if there is 24 volts from your thermostat which powers the zone valve which controls the amount of hot water flowing through your baseboard. In 99% of full heating (full heating occurs on some power heads that open fully when it fails) or no heat calls (some power heads will completely close, ceasing any heat flow), it is due to a faulty power head which is the top part of a zone valve. The power head is relatively cheap, between 25-50 dollars, depending on brand and purchase location. However, some rip off companies will charge you for an entire zone valve, which consist of a power head and base. Now the price can be well over 100 dollars. The base also may not even be changed out by the dishonest technician or plumber, but the bill will contain that it had been. The best way to avoid being ripped off in this scenario is to purchase your own power head and and simply pay for labor only, unless you have the ability to install the new power head yourself, thus avoiding a potentially large bill from a plumber. Research online, any issue that you may be experiencing. Ask questions and even request that all parts be shown to you.

3. Travel Time. Some companies may charge you for the amount of time it takes for the plumber to travel from one job site to your location. Ask the company when you first call them whether or not they charge for travel time. In my opinion; they are not fixing your problem simply by stopping at red lights or getting a bite to eat on the way, so a customer should not be billed for travel time. Ask upfront.

4. I could go on and on with ways that a customer could be scammed, but the best way to avoid being monetarily victimized is to first see how feasible it is to do the job yourself and/or research the issue that you are having. Do not do work yourself when it involves combustible or hazardous(chemical)material. A trained professional is required in those cases. Visit your local plumbing supply stores and in most cases, an employee will point you in the right direction. If you have any questions about this post, please do not hesitate to contact me.

Ttimes Only-Myrtle Beach Golf

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Grand Shores Ocean Resort

Readers; you have placed your trust in me for more than four years now. I would like to take a break from my usual posts to share with you, a wonderful, inexpensive way to escape from the rat race for at least a short time. Stay at the luxurious Oceanfront Hotel at Mrytle beach and take advantage of the numerous amenities. That place is Grand Shores Ocean Resort. I personally can vouch for this getaway in Mrytle Beach, South Carolina. Feel free to enter the free contests which are on the official website of Grand Shores.

Further Asbestos Regulations Needed to Decrease U.S. Veteran Exposure

Utilized throughout the 20th century a major form of piping, insulation and flooring, asbestos is a fibrous mineral acclaimed for its fire resistant qualities. Manufacturers of the substance were aware of its toxic qualities but continued shipping the product anyways, leading to millions of employees, military veterans and homeowners exposed to the substance. Asbestos appeared on most vessels used by the Navy and in shipyards.

The U.S. Department of Veterans Affairs stated that out of the 25 million military veterans living today in the country, hundreds of thousands were exposed to asbestos while on service. Evidence demonstrates that any information regarding the toxic components of asbestos was swiftly covered up. While the military created one of the most formidable and intense Navy fleets in the world, asbestos concerns were silenced during that time.

Although not all cases of asbestos exposure can lead to a related illness, consistent exposure will definitely increase those odds. The inhalation of airborne asbestos fibers can cause severe forms of asbestos lung cancer such as asbestosis and mesothelioma. Many symptoms of mesothelioma are similar to other disorders, making it especially difficult for physicians to diagnose. The amount of asbestos-related incidents throughout the world has resulted in mesothelioma lawyer firms advocating and protecting victim’s individual rights. Many are unaware to the wrongdoings done in the contraction of diseases associated with asbestos.

As many as four million service men and women worked in shipyards repairing and building giant vessels. Thousands of tons of asbestos were used as piping and boiler insulation aboard navigation rooms, sleeping quarters and mess halls in ships.

Current Exposure Threats & Fair Compensation

United States combat troops have been stationed in Iraq and face many extreme dangers on a daily basis. Aside from performing military operations, there is the potential threat of asbestos exposure. Over $194,000 worth of asbestos was imported into Iraq in 2003, documents reveal.

This presents a significant hazard for all soldiers stationed in the country because intense winds and desert sands can carry asbestos dust for long distances.

The Asbestos Alliance, a business coalition pushing for legislation, is dedicated to ensuring victims of asbestos products are fairly compensated. The alliance is also hoping for additional assistance from Washington politicians to keep defendant firms financially stable so victims claims are successfully paid out.

Military veterans and civilians who have developed an asbestos-related disease find themselves in a tough situation when attempting to receive assistance and benefits for their wrongful illness. Currently, mesothelioma is not readily recognized as a service-related medical ailment. However, veterans can apply for Veteran Affairs (VA) benefits for asbestos-related illness and must provide proof that their exposure occurred at the time of their military service. The potential remains for another generation of veteran and civilian asbestos exposure. Individuals should be aware of the hazards involved with this obsolete substance and take the proper initiatives to avoid exposure.

Veterans Affairs

We Bail-Out the Banks and Corporations, while average Americans are broke

Isn't it astounding to see that our government turns a blind eye to the average American, working hard to put food on the table? While that same government will take our money and hand it out to save the banking community and large corporations, in the name of saving the American economy? If the banks and corporations are going to use our money to save themselves, then I ask that every American who owes on a credit card have their debt eliminated to zero. Thats an even trade. We help them, and they help us. However, that isn't the case. Not only will they use our money to keep them from going under, but they will also keep taking our money through credit card bills and interest rates. I ask all Americans to contact their state's Attorney General and demand that all credit card debt be placed at a zero balance in exchange for us bailing those large, greedy banks out. Your thoughts?

Impending starvation in the United States

Thank you to Mr. Wickstrom for this well written article.

The Coming Starvation In America
By James P. Wickstrom
Antechamber.net
10-3-5

The government of the United States, by Law was to always maintain a three year mixed- grain survival storage for every man, woman, and child in the United States.

Like most Laws of the land, the politicians never took heed as to why our wise ancestors had this reserve requirement established. It was to make sure, that, in the time of a National Emergency, the people had the most important mainstay needed for survival individually and as a Nation.

Remember, the people make the Nation, the Nation does not make the people.

In the 1960's and 1970's the different political administrations of Washington, D.C. walked away from sanity and started to give the surplus grains which where in elevator storage all over the country, to other nations, such as the Soviet Union, India, etc.. This continued over two decades, until the elevators were empty and the reserve of grains that were in reserve as per a national crisis....were gone. Of course this was done as to inhance international "friendship" with other nations, even if those other nations were self-admitted enemies of the United States.

Remember, there was enough grain in storage, paid for by the American tax-payer, to last the masses inside the United States for three full years, if need be. But now it all is but gone!

By 1996, the United States Department of Agriculture (U.S.D.A.) claimed that there was enough food in ware-house storage to last every man, woman and child in the cities a 3 day supply and a 5 day supply for every man, woman, and child in the countryside, should a great national emergency occur. In other words, if food trucks stopped running, the food supplies for the masses would be 3 days in the cities and 5 days in the countryside.

In 2003, the U.S.D.A. stopped measuring for "days in reserve" of food for every man, woman, and child in the United States because the amount of food in storage in the United States dropped under a 1 day food supply for every man, woman, and child in the United States. Thus, the U.S.D.A. started to measure in individual pounds as to how much food was in the food-chain per person in the United States as per 300 million people.

In 2003, there was 77 pounds of food per person in the warehouse food-chain in the United States. What this means, is that during a national emergency, only 77 pounds of food per person is available before all food is TOTALLY GONE in the United States.

By September of 2005, there is now only 15.7 pounds of reserved foodstuffs in the food-chain for every man, woman, and child in the United States. This means that there has been an 80% decrease in the past two years. That decrease is becoming greater with every passing day in the United States. Of the 15.7 pounds of warehoused reserved food-stuffs, 11.0 pounds of the 15.7 pounds consists of unprocessed wheat. The rest of the 15.7 pounds of survival foods in storage for every man, woman, and child, totaling 4.7 pounds, consists of the following foods:

1. Non-fat dry milk 2. Cheese 3. Corn by the bushel 4. Peanuts by the pound 5. Lentils by the pound

That's it folks ! . . . This is what the District of Columbia has set aside representing the 15.7 pounds in the survival food-chain for every man, woman, and child to stay alive on. This is not a daily supply, this amount represents the total food everyone will get for ....how long, who knows!

The U.S.D.A. Crop Production Report per September 12, 2005, contained said information, and this information was brought forth by Alan Guebert of the Farm & Food Report.

Collective communist farming failed in the Soviet Union and communist China, and the present form of Collective Farming (paying the farmers not to grow food) has totally failed in the United States.

Mr. Guebert also stated, that one more disaster as the likes of the hurricanes Katrina or Rita against the United States, or anything to compare to such in whatever way, would create such a food panic, it would make the New Orleans rioting look like the Mardi Gras.

The United States Government for the past 75 years has been driving the United States deeper and deeper into the realm of communism. The United States is financially broke, the farms are broken down, the Nation has been de-industrialized, and the outsourcing of jobs continues to this day. Both corrupt federal administrations, the Democrat and Republican eat off the same plate. They have labeled that plate; "Screw the taxpayer, each and every one of them."

Our European ancestors were very wise, honest and full of common sense. They had food cellars where they had food canned, that could last themwell over a year, insuring them that they would be able to plant a crop the following summer, and still be able to survive waiting for crops to mature and harvest. They did not rely on the corrupt politicans who are liars and thieves.

But as I said, time passed by and the people put a false trust in their elected and appointed public servants thinking that these same people were looking out for their personal interests. How sadly wrong the people were then, and still are.

In conclusion, I highly suggest that you pull your head out of the sand, check your food supplies, and if you do not have 6 months to a years food in reserve, then you had best sell something or do whatever you have to do, to immediately prepare yourself and your loved ones for safety. If you can store two years at this time: DO IT AS SOON AS POSSIBLE!

Remember, the 15.7 pounds of food in reserve is becoming less by the day, and at the present rate of speed, the United States is heading to what is called.... meal to meal. One more major disaster will drive the United States to its knees.

The federal government, for itself, has millions of tons of preserved foods stashed away in underground storages, but this food is not for the masses, unless they surrender their firearms, and then they will get a food coupon from the *feds* to buy out of the federal government food warehouse wherever it is set up in your area.

............. has always subjected and controlled the masses using FOOD. Remember, FOOD CONTROL IS PEOPLE CONTROL, and this same plan is being laid out laid out against the masses in the United States by COMMUNISTS in both the Republican and Democratic parties of the United States. New Orleans was your cue: Now prepare! You have been warned.

Your blood is off my hands!

James P. Wickstrom

http://www.theantechamber.net

Illegal Debt Collectors push woman to commit suicide (Caught on Tape)

Illegal Debt Collectors and the laws: Debt Collectors gone Wild
Debt Terrorists and their Dirty Tricks: Dirty Tricks to victimize you

Please sign my petition

Media Bias Petition

Stop local news bias towards candidates

During my time as a candidate for the Anchorage Assembly, the Anchorage Daily News went out of their way to omit candidates who filed the 'Exempt' form with APOC. I, along with two other candidates were deemed "uncompetitive" by ADN due to my refusal to accept contributions, and the two other candidates expected to raise less than $5,000 for their campaigns.
In their candidate endorsement story, they excluded us from the entire article. For example; My opponents, Bill Starr and Janet Brand were pictured, interviewed and then a story on why they did not support Starr, but why they supported Brand. On the ADN website, they kept their reason for the exclusions no secret. They explained that they acted based upon how much money a candidate raised. This is disgusting.
The media in our town need to remain objective and give equal time to ALL candidates; even if they choose to not raise thousands of dollars or become a puppet to the special interests. The voters have a right to the complete story, and not only what the Anchorage Daily News feels that they should know.
Please sign this petition to show the Anchorage Daily News that their coverage of candidates should include all candidates.

I am truly grateful.

I wish to thank every person who made it out to the ballots, and casted their vote for me. I would have loved to see the outcome if the other 80% of voters exercised their right to vote. This election actually displays a lot of promise for future elections. I used less than four-hundred dollars of my own money on my campaign, as opposed to 20,000+ dollars by other Eagle River/Chugiak candidates. I had no radio, television or newspaper advertisements, and yet managed to rake in 12 percent of 6331 votes. My campaign consisted of 50 signs and talking with citizens. That was all. Below are the official results of the election for Eagle River/Chugiak Assembly race:

ASSEMBLY 2 – SEAT C EAGLE RIVER CHUGIAK
Total
Number of Precincts 20
Precincts Reporting 20 100.0 %
Total Votes 6331

STARR, Bill 2874 45.40%
LEMONS, Anthony 759 11.99%
Write-in Votes 2698 42.62%
___________________________________
I am adding an article that I had written two days before the election, and thought that I would share it with you all:

The views of a first-time candidate (this was written before the election)
___________________________________
I entered this election with the main goal of bringing government back into the hands of the people, and removing the control from the big money, special interests groups. I soon realized after filing for candidacy that those same big money groups want to know if they will endorse you in your campaign. The calls and emails began coming in. "We would like to interview you." or "would you like to seek our endorsement?" I have no problem with endorsements, but would not accept a dime from anyone. When I told these prospective endorsers, that I would gladly accept their endorsement, but would not accept contributions, I was dropped like a hot potato. They seem almost offended that I would not allow myself to be a puppet and accept their money. I discovered that a candidate who will not accept contributions from special interests, is treated like a leper. They won't touch you even with the Grinch's 39 and-a-half inch pole. The calls and emails ceased.

Then came the infamous "butt dialed" cell phone conversation between Dan Coffey and Bill Starr. Loyalties are so easily shifted. All at once, the avalanche of calls and emails began coming in. "We would like to interview you for a possible endorsement" and "would you like to seek our endorsement?" This was deja vu all over again. How curious that I was an outcast to big money groups when I declined contributions, but I was now looked at as a purebred who was sure to win in the wake of a released private conversation. I ignored them. I was also getting calls and emails from some media outlets, wanting me to comment on the Coffey-Starr conversation. I wanted no part of it. It isn't in my nature to kick someone when they're down. In my opinion, to kick someone when they are down gives great insight into that person's character. I took the high road.

In the end, I can lay my head down at night, and feel good about myself. I couldn't be bought by even the "elite" population of Anchorage. Contributions are basically borrow now, pay later. Silent agreements, with the money exchanging hands as the binding factor. The pay later, however, is paid through one's voting practices on the Assembly. Remember, that nothing is given without wanting something later in return. That is a very sad state of affairs. All in all, my wish was to serve the common person. The hard-working Alaskans who have no real representative or voice.

There were a few media outlets who utilized their public forum to endorse candidates and omit those who either refused contributions, as I did, or filed the 'exempt' form with the Alaska Public Office Commission (APOC). The candidates who filed the 'exempt' form were deemed "uncompetitive" in their campaign for public office, per the Anchorage Daily News. There you have it; to refuse contributions, in order to display that one wishes to serve all of the citizens, rather than special interests, exhibits traits that a candidate is not competitive, at least through the eyes of the Anchorage Daily News. I understand that certain media seek those candidates who they believe better suit their political and ideological agenda, but where do we draw the line? How can we, as the voting public, ensure that we are being given the whole truth by our "fair and balanced" Alaskan media outlets? We shall return to this particular topic another day.

I wanted to bridge the divide between the citizens and our government, who really seem to be in it for themselves and the special interests, rather simply to serve the people, and nothing more. Perhaps, one day, when the citizens truly get fed up, it will reflect on the ballots. Until then, we will vote in those who raise the most money and are peeking out of the pocket of special interests. The way that our government operates now is shameful, and who do we blame? We can't blame those who we vote into office, since we are given choices. We can only blame ourselves when we are constantly ignored by those who we voted to represent us, and the corruption reaches a level to which the F.B.I needs to come in and clean our house for us. The only advice that I can give is this; Next time you vote, vote for the candidate(s) who refused contributions or raised contributions from individuals. I believe that is where you will find the one genuine person who will treat everyone as their constituent and not just the "elite".

I challenge all future candidates to take a stand against the puppet masters of our elected leaders, and refuse all special interests contributions for your campaign. Show them that you are not entering for the best interest of big money, but rather to serve the common, hard working Alaskan. I also urge the citizens to demand all candidates to refuse contributions from special interests. If they turn their back to your wishes, than make your vote reflect your disdain on all election days, from here on out. Take back control of our government.

SWAT team at your house? Some prankster may have sent them.

Imagine sleeping and being awakened to a SWAT team busting through your front door while throwing flash bangs around your house. Pranksters are now using the internet to contact 911 services, creating false emergencies, but using your address for the emergency response. Watch the video of this new and growing dangerous prank.



Your thoughts?

Police warn of magazine sales scams

Many times has a young person knocked on my door, seeking to sell me some magazines. I already know that I can not be talked into buying a subscription, so I immediately tell them "no". They seem forceful and borderline harassing in their over-bearing sales technique, and perhaps that is due to fear. Fear of those who 'employ' them. These young people knocking on your door are not college students or participating in a fund raiser for a trip or a contest. These young individuals are selling for their survival. Do not buy any magazines, because this would only encourage the 'bosses' of these solicitors to push the sales further and further. Read full story here: Magazines sales scams

History books teaching students wrong information

Next time your child comes home with U.S. History homework, you may want to check it over. There are book publishers, who are submitting history books to the American education system, and a lot of the 'facts' are incorrect. What can be worse than a student not receiving an education? Well, one who is being educated with wrong information. If you have children in school, you might want to ask the school district if they fact-checked their history books before teaching them to their students. Here are the known factual errors being taught: Wrong teachings

Abusive collection companies

I define abuse by a collection company to be behavior that is covered by the Fair Debt Collection Act. These laws were created to give the consumer, you and I, some protection from collectors who utilize tactics that harass or intimidate alleged debtors. Although this Act was enacted, there are still thousands of collection companies that have total disregard for laws. Consumers are being threatened with arrest if the payment is not received within a short time frame. Collectors are revealing a debt of a consumer to third party individuals, such as the consumer's co-workers or supervisor. Collectors are threatening wage garnishment and accusing people of committing a whole array of white collar crimes. Did you know that there are countless collection companies operating illegally due to not possessing a license to collect in the state in which the consumer resides? Lets say for example; that you live in Alaska, and a collection company from Florida calls you in regards to a debt. That company MUST be licensed and registered to collect in your state. They may have a license for Florida, but they are not licensed in Alaska. If this occurs, then they have just committed a crime. So, in the future, simply ask for their license number in the state that you are living in. If they do happen to give you a number; say simply that you will be checking to see if that license number is on file with your state. Then tell them that you will call them back to discuss the debt if the license number turns out to be legitimate. I will give you an example of a collection company that is located in Jacksonville, Florida. They are currently being sued by the Florida Attorney Generals Office for thousands of complaints against them. The majority of complaints? Illegal collection tactics. They threaten to have consumers children taken away. They accuse a person of committing crimes, and release debt information to fellow employees and bosses of the consumer. They were using these illegal tactics, all while not being licensed for any state out of Florida. I, along with a handful of other consumer advocates, have corresponded with a reporter for the Jacksonville Times-Union in regards to this crooked company, and soon enough, the media began covering this company, while the Attorney General was tying up the loose ends on this case. They now owe 1.3 million dollars to consumers who they extorted and violated. The company originally had a name of Jackson & Associates, but then changed it to Bass and Associates. You should also know that the burden of proof is on the collection company that you in deed owe on a debt. They must provide you a full validation of the debt, before you are ever expected to pay. Anyone can call you and say that you owe money, and how else would you know if the debt is valid? In some cases, the debt does not even exist or the debt has expired(Statute of Limitations or SOL). One industry that utilizes illegal collection companies is internet payday loans. I'll provide a link that covers that aspect at the bottom. If you ever receive a call from a collection company, and they utilize the above tactics, be sure to file an online complaint with the Attorney Generals Office in your state. You can also file a complaint with the AG of the companies state, because most crooked companies are already known to the Attorney General. I am providing a few links to further your knowledge, and to show that the consumer has the power, not these collectors. Your thoughts?

Bass and Associates, Jacksonville, Florida: All compiled information on Bass and Associates and the law suit brought against them by the Florida AG's Office

Court documents with Attorney General's law suit against Bass and Associates: Bass' lawsuit

Avoid these companies: Bud Hibb's 'Avoid these Agencies' List"

Sample letters for dealing with all credit and collection issues: Sample credit/collection letters

Over 90,000 consumers are members of this site: Debt Consolidation Care This site gives you all of the knowledge that one would need to deal with every sort of credit or collection issue that exist. I am a 'Debt Samaritan' on the site, and I, along with many others have assisted consumers, for free, through difficult times. One thing to always remember is this; whatever situation that you are in, you are not alone.

The Fair Debt Collection Practices Act: FDCA

Statute of Limitations of debts: Find out if your debt has expired